If you are a TD Cashback Visa Infinite cardholder, it is crucial to familiarize yourself with the cardholder agreement. This agreement outlines the terms and conditions of using your credit card, as well as your rights and responsibilities as a cardholder.
First and foremost, it is important to note that the TD Cashback Visa Infinite card is a rewards credit card that allows you to earn cashback on your purchases. However, like any credit card, it is essential to use it responsibly and ensure that you make your payments on time to avoid interest charges and late fees.
The cardholder agreement also outlines the fees associated with the TD Cashback Visa Infinite card. These fees include an annual fee, cash advance fees, balance transfer fees, and foreign transaction fees. Make sure to familiarize yourself with these fees before using your card to avoid any surprises on your statement.
The agreement also includes information on your credit limit, which is the maximum amount of money you can borrow on your card. It is essential to keep track of your credit limit and ensure that you do not exceed it, as this can lead to over-limit fees and damage to your credit score.
As a TD Cashback Visa Infinite cardholder, you also have certain rights, such as the right to dispute any unauthorized charges on your account and the right to a timely and accurate billing statement. The agreement outlines these rights as well as the process for exercising them.
Finally, the cardholder agreement includes information on TD`s liability in the event of fraudulent activity or errors on your account. TD is committed to protecting its cardholders and provides guidance on what steps to take if you believe there has been unauthorized activity on your account.
In conclusion, as a TD Cashback Visa Infinite cardholder, it is crucial to understand the cardholder agreement to ensure that you use your credit card responsibly and protect your rights. Take the time to familiarize yourself with the terms and conditions, fees, and your rights and responsibilities, and you will be well-equipped to make the most of your TD Cashback Visa Infinite card.
